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We're open! Call now to speak with a licensed agent. Call 888-855-6837 Get Health Insurance Alternative Health Insurance Short Term Health Insurance Hospital Insurance Supplemental Health Insurance Gap Health Insurance Dental Insurance Critical Illness Insurance Accident Insurance Health and Medical Discounts Major Medical Insurance Blog All Save News Learn ACA Contact Contact Us Find a Local Agent Get Health Insurance Alternative Health Insurance Short Term Health Insurance Hospital Insurance Supplemental Health Insurance Gap Health Insurance Dental Insurance Critical Illness Insurance Accident Insurance Health and Medical Discounts Major Medical Insurance Blog All Save News Learn ACA Contact Contact Us Find a Local Agent Need Individual Health Insurance Now? Short term health plans are available - Apply today! Get a quote to find options available near you. Get Started Featured In Private Individual Health Insurance That Fits Your Lifestyle With a range of private individual health insurance plans, premium and deductible amounts, and levels of coverage, one is sure to fit your needs and budget. Alternative Health Insurance Alternative health plans offer a variety of coverages and levels of benefits, from doctor’s office visits to hospital stays to care for catastrophic illnesses. They may even provide limited coverage for certain pre-existing conditions. There’s a good chance you will find an alternative health plan that meets your unique needs . Learn More Alternative health insurance is not major medical insurance and does not constitute ACA-qualifying coverage. Supplemental Health Insurance Supplemental insurance provides additional benefits for high out-of-pocket expenses in the event of a serious accident or illness. These plans do not replace major medical, but work alongside your primary health plan to help with unexpected costs. Learn More Supplemental health insurance is not major medical insurance and does not constitute ACA-qualifying coverage. Health + Medical Discount Plans A health and medical discount plan can help you save money on healthcare costs – like chiropractic care and acupuncture treatments – that may not be covered by your traditional health insurance. Many programs also provide access to telemedicine, professional support and administrative services to help with things like negotiating medical bills . Learn More A health discount plan is not insurance. Major Medical Insurance Major medical insurance is comprehensive, ACA-qualifying health insurance coverage. Since the implementation of the ACA, all major medical plans must follow the blueprint for ACA-qualifying health coverage, including: 10 essential health benefits, pre-existing conditions, and be guaranteed issue. These plans are only available during open enrollment or during a special enrollment period if you qualify. Learn More Individual Health Insurance in Your State When it comes to enrolling in Obamacare, or any individual health insurance plan like short term medical or dental insurance, you'll have to validate the costs and options available in your state. Choose your state Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington Washington D.C. West Virginia Wisconsin Wyoming Do you Need Individual Health Insurance? Self-Employed Unemployed Independent Contractor College Students + Young Adults Over 26 Prefer Non-Obamacare Options Retired But Not Yet Medicare Eligible Are you vulnerable to medical costs because you're self-employed and don't have a group major medical plan? You may need to purchase individual health insurance, but you could qualify for alternative options. Learn more COBRA is not your only option for health insurance if you find yourself unemployed. Losing your job qualifies you for a special enrollment period for major medical, and there are alternatives like short term health (available year round) as well. Learn more What should you do if you don't get health insurance through your employer? You may need to purchase major medical coverage on your own, or enroll in an alternative health plan. Learn more What if your parents don't have insurance through their jobs or you just turned 26 and are no longer eligible to stay on their plan? You have 6 health insurance options depending on your eligibility and circumstances. Learn more Can you buy health insurance that isn’t Obamacare? Yes. It’s important to note that Obamacare alternatives are not comprehensive health plans and have less coverage than Obamacare plans. Learn more Medicare kicks in at age 65 – so what if you retire before that and lose your job-based group health benefits? Compare options and select the best one for you. Learn more Already know what you’re looking for? Select an option Short Term Health Insurance Hospital Insurance Dental Insurance Gap Medical Plans Health + Medical Discounts Accident Insurance Critical Illness Insurance Health Insurance News + Updates in Learn Is Vision Insurance Worth it and How Much Does it Cost? by Cathy Jakicic February 18th, 2020 in Learn Accidental Falls – How to Reduce Your Risk + Cover Medical Costs by Cathy Jakicic February 11th, 2020 in Learn How Much is Dental Insurance and is it Worth it? by Cathy Jakicic February 6th, 2020 Not Sure How to Get Started? Call 888-855-6837 to speak with an Agent -- Work with a Local Agent -- × Please use either the Chrome or Firefox web browser for an optimal experience viewing this website. 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